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Tax Rates & VAT in Morocco

4 min readLast updated: Apr 12, 20266 views

Tax Rates & VAT in Morocco

Understanding Morocco's Value Added Tax (TVA) system is essential for compliant invoicing. This guide explains all tax rates and when to use them.

Morocco VAT Rates Overview

Morocco has five VAT rates:

RateNameCommon Uses
20%Standard RateMost goods and services
14%Intermediate RateTransport, electricity, certain services
10%Reduced RateBanking operations, legal professions
7%Super-Reduced RateBasic necessities, water, certain food
0%Exempt/ExportExports, exempt items

20% - Standard Rate

The most common rate for businesses.

When to Use:

  • Professional services (consulting, IT, marketing)
  • Most retail goods
  • Restaurant and catering services
  • Equipment and machinery
  • Telecommunications
  • Most B2B services

Example:

Consulting Services: 10,000 MAD
VAT (20%):           2,000 MAD
Total:              12,000 MAD

14% - Intermediate Rate

For specific categories of goods and services.

When to Use:

  • Passenger transport
  • Electricity consumption
  • Insurance operations
  • Certain petroleum products
  • Some construction materials

Example:

Transport Service:   5,000 MAD
VAT (14%):            700 MAD
Total:               5,700 MAD

10% - Reduced Rate

For regulated professions and financial services.

When to Use:

  • Banking and financial services
  • Legal services (lawyers, notaries)
  • Architectural services
  • Some real estate transactions
  • Certain medical equipment

Example:

Legal Consultation:  8,000 MAD
VAT (10%):            800 MAD
Total:               8,800 MAD

7% - Super-Reduced Rate

For essential goods and services.

When to Use:

  • Drinking water
  • Basic food products
  • Pharmaceutical products
  • School supplies
  • Certain agricultural products

Example:

Food Products:       3,000 MAD
VAT (7%):              210 MAD
Total:               3,210 MAD

0% - Exempt/Export

No VAT charged.

When to Use:

  • Export of goods and services
  • International transport
  • Items exempt by law
  • Certain agricultural exports

Example:

Export Services:    15,000 MAD
VAT (0%):                0 MAD
Total:              15,000 MAD

Important: Even at 0%, you must still indicate the tax rate on the invoice.


Setting Default Tax Rate

Configure your default rate in settings:

  1. Go to Settings > Organization
  2. Find Tax Settings section
  3. Select your default tax rate
  4. This applies to new line items automatically

Applying Tax in Invoices

Per Line Item

Each line item can have a different tax rate:

Website Development    10,000 MAD   20% →  2,000 MAD
Hosting (1 year)        1,200 MAD   20% →    240 MAD
Domain (exempt)           150 MAD    0% →      0 MAD
─────────────────────────────────────────────────────
Subtotal:              11,350 MAD
Total VAT:              2,240 MAD
Grand Total:           13,590 MAD

Tax Breakdown

Invoices show VAT breakdown by rate:

  • VAT 20%: 2,240 MAD
  • VAT 0%: 0 MAD

Tax Reports

Hisab automatically calculates your tax obligations:

  1. Go to Reports > Tax Report
  2. Select the period (month/quarter)
  3. View breakdown by rate
  4. Export for your accountant or DGI filing

The report shows:

  • Taxable amount per rate
  • VAT collected per rate
  • Total VAT for the period

Common Questions

Which rate should I use for software development? 20% - Standard rate for professional services.

What about mixed invoices? Apply the appropriate rate to each line item separately.

Do I charge VAT to foreign clients? Exports are typically 0% VAT. Verify with your accountant.

What if I'm not VAT registered? You must register if turnover exceeds 500,000 MAD annually.


Best Practices

  1. Verify rates regularly: Tax laws can change
  2. Consult an accountant: For complex situations
  3. Keep records: Store all invoices for 10 years
  4. Use correct rates: Errors can lead to penalties

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